Insurance FAQ

Does insurance cover treatment?

Most insurance plans have mental health benefits. Often times a client will owe a co-pay or deductible for each session, similar to a visit to your physician. It is also important to ask if you owe a deductible or co-pay and what the cost will be to you. Additionally, it is important to know if the particular clinician you would like to see is listed as "in-network." Your clinician will know the answer to this. If the provider is not "in-network," ask your insurance company what your "out of network" benefits are - as sometimes it is still very affordable to see the clinician of your choice. You may also contact your Human Resources department if you are employed to see if your employer offers EAP (Employee Assistance Program) benefits, which are no cost visits through an EAP program. We do not offer EAP services.  If you do not have insurance you can elect to pay out of pocket. For rates or more information, please contact any of our providers or our admin at (515) 402-4395.

What if 515 Therapy is not in-network with my insurance?

Most health insurance companies provide both IN and OUT of network benefits. In-network providers are those providers who have an agreed upon contract with the insurance company. Out-of-network providers do not have a partnership with the insurance company.

Read more about it on our Out of Network Insurance Guide here.